I sent an initial inquiry to my bank as soon as they set up their Payroll Protection SBA web page - now I just have to wait for a call, which for all I know could be weeks away. I’m pretty frustrated with all these bail outs I had been hoping for - first the house refinance which I initially thought would be easy and a slam dunk; I haven’t heard from my loan guy in three weeks, and I’m starting to doubt I’ll even be able to refinance at all because literally every homeowner on earth is trying to do the same thing at the same time. Now these SBA loans - which for me are only up to $10,000 so more or less useless - are also so glutted with millions of people applying at the same time that who knows when or if I’ll ever get any money.
To make matters worse, I got my first refund request the other night. I am in absolute terror of everyone suddenly deciding they’re broke and I’m a good place to get money from, since by Sept they won’t be able to afford to travel to a dance event anyway even if the event goes on. I know I need to prepare myself for lots more to come - it’s inevitable - but it’s really scary. If everyone wants their money back, that’s $100,000. I have $50,000 in the bank. You do the math.
Speaking of math, I’ve been doing so much of it lately - trying to figure out how to stretch every last dime to make it to next February if this year’s event can’t go on, or if it does. Barring help via refinancing the house or SBA loans there’s no way, especially not if I have to refund even a small amount of attendees. Even half would cost me $50,000 which is every penny I have. Ugh.
Anyway, I’m relieved to let school work go for a week. These kids happily entertain themselves now, so short of feeding them three times a day and making sure they brush their teeth, my presence is rarely required. On Earth 2 where Clinton won the election and we prepared properly for this pandemic and none of this nightmarish shit happened, I would be arriving in Houston right now ready to sing a wedding and another gig, then in two weeks I’d go to DC, then the next weekend a nice drive up to SLO. Then Amsterdam in May, and a two-week jaunt to Cleveland, NY and Boston in June. All of this is gone. I can’t even think about it, it’s so fucking depressing. My concerns would be getting the kids into a nice summer camp, getting my class schedule together for my event, helping the kids round out their school year. Instead...we’re doing this. I still can’t wrap my head around it.
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