Friday, December 13, 2013

3rd trimester, here we go!

So, here we are, the final stretch! Every day it's comforting to me that Baby T is more and more viable; that I can be this far along and still functioning and not on bedrest and with no known issues (yet). Of course lots could be discovered at my next prenatal appointment, now two weeks away. But for now I'm able to have a positive attitude, so I will stick with that!

The best news ever - a friend recommended her cousin, an insurance broker specializing in the upcoming changes, for me to talk to for some help. I spoke to him at length last night. And I'm not going to assume anything until it's set in stone, but - there is a chance I might be one of the people the ACA might actually help. I'm so glad this guy guided me through because I never ever would have figured out this system on my own - what income to put down, to include B or not, mention the pregnancy or not, which policy to apply for? It looks like I might be able to get a really good policy - no deductible, tiny co-pays, help with the premiums, out of pocket max at under $3000. So I applied. I'm not sure what happens now - what sort of vetting I'll have to endure. B will be shifted to MediCal and nobody seems to know if he can still go to Kaiser or not - but that's not a deal breaker for me. It's not like I'm married to our neither-here-nor-there pediatrician. I'm sure with a little research I can find a good MediCal accepting practice for him if I need to. For now I will just sit tight and wait to be contacted. But I'm so relieved at least I have this guy as my advocate, just a phone call away. I've felt so alone in all this insurance mess since before B was even born; now between having the rest of my appointments with the "good" midwife at Kaiser, the doula, and now an insurance broker, I feel like I'm finally getting a handle on all this stuff!

Also, a friend checked in asking if anyone had approached me about a baby shower. I was SO relieved because I was starting to panic a little that I wasn't going to have one; it's not like you can ask someone to throw one for you, nor throw one yourself, and so many of the people involved in the planning of the last one I've drifted away from in the last two years. And I would just be sad if T entered this world with no celebration. I also really honestly do need a few things, and absolutely have no money to buy them between now and March. So...I hope someone cobbles up a little party for me!


  1. You look great!!! So glad to read you're getting some help & guidance for your insurance woes. Just the other day a coworker was complaining about our provincial healthcare & I cut them off & reminded them they have no idea how lucky we are to have the system we do. It's not perfect but it sure beats what many people have or don't have as the case may be.

  2. Can I just say that you look AMAZING?!?

  3. Yay for help with insurance! And you really do look great. :)

  4. You look great! I see this pic of you and I want to be pregnant again. : ( I loved being pregnant.